版本3.5，拍卖保证金兼容上一版本2

ch-wx-api/src/main/java/com/wwdz/ch/wx/impl/distribution/AuctionRecordServiceImpl.java

@@ -146,6 +146,10 @@ public class AuctionRecordServiceImpl implements AuctionRecordService {
                         }
                     }
                 }
+                //反复出价不付款用户
+                if (368815L == dto.getUserId()) {
+                    return Result.failed("被风控系统识别不能出价");
+                }
                 Date now = new Date();
                 //查询竞拍配置信息
                 AuctionConfig auctionConfig = auctionConfigDao.findByItemId(itemId);
@@ -281,6 +285,7 @@ public class AuctionRecordServiceImpl implements AuctionRecordService {
     @Override
     public Result refreshOffer(AuctionRecordRequestDto dto) {
         try {
+            userAccountService.initAccount(dto.getUserId());
             AuctionRecordVo auctionRecordVo = new AuctionRecordVo();
             AuctionRecordRequestDto searchDto = new AuctionRecordRequestDto();
             searchDto.setItemId(dto.getItemId());